06-13-2025, 03:31 AM
(This post was last modified: 06-13-2025, 03:32 AM by danbrotherston.)
(06-12-2025, 10:26 PM)Momo26 Wrote: I thought if you have an employer sponsored benefits insurance plan, something like a broken bone would be $0 out of pocket...
I do know of someone who has good insurance and his wife gave birth. Due to spending i believe 2 additional nights in the hospital post birth, he had like a $7k bill
I will add even with one additional night in hospital post birth, despite my coverage, we were handed a small bill.
The irony is if I stated I had no coverage, we would have not been handed anything. (Or mailed) its this kind of stuff which is infuriating (side note). Not that id ever wish to be worse off ofc
Yes, lots of people think that, they are then very surprised when they receive a 50k bill after suffering a traumatic injury and being taken by ambulance (while unconscious) to an out of network hospital in the ski town they were in.
Of course, different insurance may have better or worse coverage, and this was 15 years ago now. But this was a person who had employer provided coverage while working as a software developer at Microsoft. The exact kind of situation you'd expect to not experience this kind of problem in.

