06-01-2019, 10:41 AM
(06-01-2019, 01:02 AM)jeffster Wrote: Ontario has "No Fault" insurance in terms of who pays what, so RoW has to pay; and they have their own insurance pool. However, since the van driver was at fault, their insurance goes up, assuming they had it. Zero effect on RoW, as they're not at fault.
The Region’s insurance is probably not vehicle insurance, however. I think this is more like a car going out of control and knocking over a fence, in terms of the legal framework that applies; it’s not a vehicle-on-vehicle collision from that standpoint. I doubt that the Region’s insurance will change as a result of this one occurrence; however in the event that multiple occurrences happen, it might affect their renewal. Unless, as suggested by somebody else, the driver’s insurance will pay the Region’s insurance behind the scenes.