12-07-2022, 01:56 AM
(12-06-2022, 08:04 PM)ijmorlan Wrote:(12-06-2022, 03:29 AM)nms Wrote: I would assume so, but then again, to what level do municipalities self-insure?
Doesn’t really matter — either way, the drivers’ negligence is imposing costs on others. Insurance is just a way of allocating and financing those costs.
The damages that can be sought in an automobile collision are very restrictive...by legislation.
A fun one is that your liability insurance has a 50k deductible. If you hit me with your car...*I* "pay" the deductible...